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Human Interest

The easy, affordable 401(k) for small businesses.

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Overview

Human Interest provides 401(k) and 403(b) plans for businesses of all sizes, including the self-employed. They focus on making retirement plans accessible and affordable, with transparent pricing and automated administration. Their platform integrates with numerous payroll providers, simplifying the contribution process. Employees have access to a variety of low-cost funds and receive personalized support.

✨ Key Features

  • Automated 401(k) administration
  • Integration with over 450 payroll providers
  • Flexible plan design, including Safe Harbor and profit-sharing options
  • Low-cost investment options
  • Dedicated customer support

🎯 Key Differentiators

  • Transparent, tiered pricing
  • Extensive payroll integrations
  • High level of customer support

Unique Value: Delivers a full-service, automated 401(k) platform with transparent pricing and extensive support, making it simple for small businesses and the self-employed to offer a high-quality retirement benefit.

🎯 Use Cases (3)

Retirement plans for small businesses and startups Automated 401(k) management for busy entrepreneurs Offering a competitive retirement benefit to attract and retain talent (if the freelancer has a small team)

✅ Best For

  • Streamlining 401(k) administration for small businesses
  • Providing affordable retirement plan options with robust support

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Individuals who want to self-direct their investments in alternative assets
  • Those looking for a completely free retirement plan

🏆 Alternatives

Guideline ForUsAll Betterment for Business

Stands out for its combination of affordability, extensive payroll integrations, and a high level of personalized support, which can be particularly valuable for those who are not retirement plan experts.

💻 Platforms

Web iOS Android

🔌 Integrations

Gusto QuickBooks ADP Paychex and many more

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Concierge tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SOC 2 Type II

💰 Pricing

$120.00/mo

Free tier: NA

📊 Market Info

Customers: 40000+

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