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Guideline Solo 401(k)

A modern 401(k) for the self-employed.

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Overview

Guideline offers a Solo 401(k) designed for self-employed individuals and owner-only businesses, focusing on ease of use and automation. The platform provides flexible digital contribution methods, allowing for one-time or recurring deposits. Guideline also offers managed portfolios of low-cost index funds, making it a suitable option for those who prefer a more hands-off approach to investing.

✨ Key Features

  • Digital and flexible contribution options
  • Managed portfolios of low-cost index funds
  • Automated plan administration and compliance
  • Traditional and Roth contribution options
  • Integration with payroll providers like Gusto and QuickBooks

🎯 Key Differentiators

  • Focus on automation and ease of use
  • Transparent, flat-fee pricing
  • Strong integration with payroll providers

Unique Value: Offers a fully managed, automated Solo 401(k) experience with transparent pricing and seamless payroll integrations, making retirement savings effortless for the self-employed.

🎯 Use Cases (3)

Automated retirement savings for busy freelancers A set-it-and-forget-it retirement plan for sole proprietors Integrating retirement contributions with payroll

✅ Best For

  • Simplifying retirement plan administration for small business owners
  • Providing a low-cost, managed investment option for self-employed individuals

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Investors who want to self-direct their investments in individual stocks or alternative assets
  • Individuals looking for a no-fee Solo 401(k) plan

🏆 Alternatives

Human Interest ForUsAll Betterment for Business

Provides a more hands-off, managed approach compared to brokerage Solo 401(k)s, and a more streamlined, tech-forward experience than traditional plan administrators.

💻 Platforms

Web iOS

🔌 Integrations

Gusto QuickBooks Online Square Payroll ADP Paychex

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (NA tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SOC 2 Type II

💰 Pricing

$39.00/mo

Free tier: NA

📊 Market Info

Customers: 30000+

Total Funding: $344.0M

Visit Guideline Solo 401(k) Website →