Verisk A-PLUS
Data analytics and risk assessment for insurance.
Overview
Verisk A-PLUS is not a traditional underwriting workbench but a critical data source that feeds into them. It provides insurers with access to a massive database of personal lines loss history, containing over 300 million crash records and seven years of claims data. Underwriters use this information during the quoting process to get a comprehensive view of an applicant's risk profile, verify information, and price policies more accurately. By integrating A-PLUS data into their workflows, insurers can minimize premium adjustments, reduce fraud, and make more informed underwriting decisions.
✨ Key Features
- Access to extensive personal lines loss history data
- Seven years of claims history
- Flexible reporting tools
- AI-powered analytics for fraud detection
- Integration into existing underwriting workflows
- Helps identify potential risks during quoting
🎯 Key Differentiators
- Vast and proprietary database of claims and loss history
- Deep integration into the insurance ecosystem
- Advanced analytics and AI for pattern recognition and fraud detection
- Industry-standard for personal lines loss history
Unique Value: Provides unparalleled access to personal lines loss history, enabling underwriters to make more accurate and profitable decisions based on verified data.
🎯 Use Cases (4)
✅ Best For
- Improving loss ratios by identifying high-risk applicants
- Enhancing underwriting precision for personal lines
- Reducing premium leakage from inaccurate risk evaluation
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Companies needing a workflow or process management tool
- Commercial lines underwriting (Verisk has other products for this)
- Life and health insurance
🏆 Alternatives
Verisk's A-PLUS and LexisNexis's C.L.U.E. are the two primary, industry-standard sources for this type of data. Verisk differentiates through its specific data assets, analytics, and integrations.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Varies by contract tier)
🔒 Compliance & Security
💰 Pricing
Free tier: N/A
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