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The Hartford

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Overview

The Hartford is a major US insurance and financial services company. Within its business insurance division, it provides Builder's Risk insurance designed to protect construction projects from damage and loss. Their policies cover buildings under construction and the materials on-site, and are typically sold through independent agents and brokers.

✨ Key Features

  • Coverage for commercial and residential construction
  • Protection for building materials and supplies
  • Optional coverages like soft costs and business income
  • Risk engineering services
  • Access through a network of agents

🎯 Key Differentiators

  • Strong brand recognition and a 200+ year history
  • Broad appetite for small to mid-sized commercial businesses
  • Often partners with organizations like AARP for personal lines

Unique Value: Delivers reliable and comprehensive builders risk insurance from a financially strong and highly reputable carrier, with a focus on serving the needs of small to mid-sized businesses through its expert agent network.

🎯 Use Cases (3)

Contractors needing insurance for new construction or remodeling Building owners insuring a renovation project Businesses seeking a comprehensive insurance relationship

✅ Best For

  • Providing coverage for property and materials during the course of construction.
  • Offering tailored policies for specific project needs through insurance agents.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Users seeking to buy insurance directly online without an agent
  • Those needing very short-term, on-demand coverage

🏆 Alternatives

Travelers Chubb Liberty Mutual

The Hartford is known for its strong focus on the small and mid-sized business market, potentially offering more tailored solutions and service for this segment compared to carriers that focus primarily on large, complex accounts.

💻 Platforms

Web (for brokers)

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Through Broker tier)

🔒 Compliance & Security

✓ GDPR ✓ SSO

💰 Pricing

Contact for pricing
Visit The Hartford Website →