PaymentCloud

Payment Processing for High-Risk Businesses.

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Overview

PaymentCloud is a merchant account provider that focuses on serving businesses that are considered high-risk by traditional processors. They partner with numerous banks and processors to find a solution for industries that others may turn away. They offer various payment solutions, including credit card processing, eCheck, and ACH transfers.

✨ Key Features

  • High-risk merchant accounts
  • ACH and eCheck processing
  • Credit card processing
  • Chargeback protection
  • Payment gateway integration
  • Virtual terminals

🎯 Key Differentiators

  • Expertise in high-risk payment processing
  • High approval rates for hard-to-place merchants
  • Personalized support with a dedicated account representative

Unique Value: PaymentCloud provides a vital service for legitimate healthcare businesses that are often classified as 'high-risk' by traditional processors, ensuring they have access to reliable payment solutions.

🎯 Use Cases (5)

E-commerce for regulated products Subscription box services Travel agencies Credit repair services Nutraceuticals

✅ Best For

  • Securing payment processing for businesses in high-risk industries.
  • Providing ACH transfer options for B2B transactions.
  • Setting up recurring billing for subscription-based companies.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Low-risk businesses that can get better rates from standard processors.
  • Companies looking for simple, publicly-disclosed flat-rate pricing.

🏆 Alternatives

Stax Helcim Stripe

Unlike standard processors like Square or Stripe that may terminate accounts deemed high-risk, PaymentCloud specializes in underwriting and supporting these businesses from the start.

💻 Platforms

Web API

🔌 Integrations

WooCommerce Shopify BigCommerce Magento WordPress

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Standard tier)

🔒 Compliance & Security

✓ PCI Compliant

💰 Pricing

Contact for pricing

Free tier: N/A

Visit PaymentCloud Website →