CarePayment

Patient Financing For Everyone.

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Overview

CarePayment is a patient financing solution that partners with healthcare providers to offer patients long-term, 0.00% APR payment programs for their out-of-pocket medical expenses. The provider is paid upfront by CarePayment, which then manages the patient loan, removing the provider from the associated credit risk and collections burden. This helps improve patient access to care and reduces bad debt for providers.

✨ Key Features

  • 0.00% APR Patient Financing Programs
  • Upfront Provider Funding
  • No Patient Application or Credit Check (in some programs)
  • Seamless Integration with Provider Workflows
  • Reduces Bad Debt and A/R
  • High Patient Adoption

🎯 Key Differentiators

  • Consistent 0.00% APR for all patients, which simplifies the offering
  • Focus on partnership and seamless integration with the provider
  • Mission-driven approach to improving healthcare affordability

Unique Value: CarePayment provides a simple, compassionate financial solution that benefits both patients (with 0.00% APR financing) and providers (with immediate payment and reduced bad debt), making healthcare more accessible and affordable.

🎯 Use Cases (4)

Making care more affordable for patients with high deductibles Reducing the financial barrier to necessary medical treatments Improving provider cash flow by converting patient A/R to cash Decreasing the costs and risks of managing in-house payment plans

✅ Best For

  • Named the top vendor for patient financing programs by Black Book Research for its interest-free models and strong patient adoption.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Providers who prefer to manage their own interest-bearing payment plans

🏆 Alternatives

CareCredit ClearGage Ally Lending

Unlike healthcare credit cards that may have deferred interest or complex terms, CarePayment offers a straightforward 0.00% APR loan, which can be a more patient-friendly and transparent option.

💻 Platforms

Web

🔌 Integrations

EHR and RCM systems

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ HIPAA ✓ BAA Available ✓ SSO ✓ SOC 2 Type II

💰 Pricing

Contact for pricing

Free tier: N/A - Provider pays a fee for the service

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